HUD: 2027 Inflationary Adjustments and Passbook Rate Published

Regulatory Alert — August 5, 2026

HUD's Office of Multifamily Housing Programs, along with Public and Indian Housing and Community Planning and Development, has released the 2027 Annual Inflationary Adjustments and Passbook Rate, effective January 1, 2027. Any HUD program subject to the Housing Opportunity Through Modernization Act of 2016 (HOTMA) must use these updated figures when calculating income, net family assets, and adjusted income for tenant eligibility and rent determinations.

Key 2027 figures:

• Asset limitation (net family assets eligibility restriction): $109,797

• Threshold for imputed asset income / self-certification: $54,898

• Mandatory elderly/disabled family deduction: $575

• Mandatory dependent deduction: $525

• Income exclusion for dependent full-time student earnings: $525

• Income exclusion for adoption assistance payments: $525

• HUD passbook savings rate: 0.38%

These adjustments apply to Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME, and HTF programs, per HOTMA's Final Rule and Attachment H of the Implementation Guidance.

For questions on the inflationary adjustments, contact mfh_hotma@hud.gov.

Source: HUD User, 2027 Inflationary Adjustments Dataset; CARH Newsroom, carh.org